Famous for cosy culture, stunning Scandi designs and, of course, that oh-so-desirable hygge movement, Denmark has long attracted visitors and tourists to take in the incredible landscapes, stunning scenes, and sample the warm and welcoming Scandinavian culture. The recent Brexit situation has left some travellers concerned, however, over their right to access crucial medical care while visiting the region, and whether or not free healthcare and treatment will still be available. To help alleviate your concerns, we have put together everything you need to know about the new GHIC card, a scheme which could offer some reassurance.
What Is A Denmark GHIC Card?
The Denmark UK global insurance health card, known more formally as the GHIC, updates the previous EHIC scheme. The latter was a programme which ran from 2006 to 2020, and which allowed holders of the EHIC card to receive and access state medical care free of charge, if they were visiting one of the 27 countries of the EU, or one of the four member states making up the European Free Trade Area – Liechtenstein, Norway, Switzerland and Iceland.
Brexit means that the EHIC is now invalid. Anyone currently in possession of a card can, however, continue to carry and use it until the expiration is complete – this is provided that there are no alterations to the existing legislation. For those who are not card holders, the GHIC scheme could be a solution though, as we shall see, you will also need to ensure that you have travel insurance before embarking on your journey.
What Is Covered By The Denmark GHIC?
The Denmark GHIC and Netherlands GHIC card means that cardholders are entitled to access healthcare across the Eu nations, at no or low cost during their trip. This is the case in the event that the treatment required is due to accident or illness, or the result of a chronic or pre-existing health condition. Routine maternity care is also covered. The GHIC offers the next best things to a Denmark health insurance card.
What Is Not Covered By The Denmark UK GHIC Card?
Though the Denmark GHIC and Poland GHIC Card can help offer assistance and access to healthcare if you fall ill or have an accident abroad, it must be stressed that the card is not designed as a replacement for travel insurance. Not all illnesses, accidents or medical situations are covered; users will not be able to access healthcare on a cruise or ski trip, and no private coverage is included. Additionally, so-called ‘health tourism’ – that is, travelling to a country for health treatment – is also excluded, as is the cost of obtaining an air ambulance. Each air ambulance can incur a cost of between £15,000 and £30,000, depending on where in the world you are. You will also not be covered if you need to be flown back to the UK for medical treatment.
Do I Need Travel Insurance As Well As A Denmark UK GHIC Card?
According to research by ABTA, 20% of British citizens fail to get private health insurance cover if they are holidaying in an EU country. Approximately one-eighth of all holidaymakers require medical assistance during the course of their trip, with the most common conditions being sprains, torn ligaments and broken bones, alongside fevers, infections and upset stomachs. With the stats so high, it is clear that quality insurance coverage should be a priority.
A Denmark UK global insurance health card must always be backed up with travel insurance which is adequate for your plans on holiday. Always read the small print; there may be exemptions or restrictions in your insurance which prevent a payout, or you may need to pay for an add on to an existing policy; this could come as a shock to those used to the protection which is offered by the Denmark UK global health insurance card.
How Do I Start My Denmark GHIC application?
Beginning your GHIC application to apply for cards like Portugal GHIC card is fairly simple and painless, but should be prioritised before you plan your next trip. Remember that you will be permitted to use your EHIC card if it is still within date, and this will entitle you to healthcare across the eligible EU countries.
For those did not apply for a replacement EHIC in time, getting your hands on the new style GHIC card should be straightforward, and you should ensure that this is in place before heading off on your next holiday. This is a fairly simple process; simply head over to the CHIC site, and click on the option to apply for a card. You will be directed to a short form which contains a series of questions, including asking for your name, address and national insurance number. Once your application is complete, you will need to wait for approval, and will receive your new card shortly after this.
Denmark GHIC FAQs
Will I still need private healthcare if I have a global insurance health card?
Yes, even if you have a GHIC, you will still need to purchase private travel health insurance for your trip to an EU country. This is because there are certain exemptions and exceptions not covered by the scheme, and you will need to make sure that you are fully protected under your own insurance policy.
Can I continue to use my EHIC card?
Anyone who obtained an EHIC card will be able to continue to use this until the expiration – they last for a period of 5 years. Anyone who purchased a new EHIC in 2020 will also be able to use this until the expiration in 2025.
How does this impact any EU citizens living in the UK?
There are currently around 3.7 million EU nationals living in the UK, making up around 5.6% of the total population. It is important, then, to note that these individuals have an ongoing right to healthcare all the time they are resident in the UK. This means that all EU citizens resident in the UK before 31st December 2020 are still entitled to access the NHS for medical treatment within the UK. They will also be permitted to access and use an existing EHIC, or new GHIC, to access healthcare when travelling to any EU country. New cards can be applied for in 2021.